My husband and I are both conservative with money. Whenever we have extra cash from our pay, we save it. I was so glad that my husband is such a good team player regarding this matter. We have just put our savings on certificate of deposit last year. And it is going to mature this May. We are going to withdraw it and and planning on another cd. So, we could make interest out of it again. A certificate of deposit is a time deposit in which it is insured, fixed term and fixed interest rate. By the way, I found this finance site that tracks the best CD rates. Not only that, it also tracks checking, savings, some offers from banks or credit unions across the country. In this site, I found the best CD rates I could ever have. And this makes me think of applying a cd in the bank that offers that best rate. If ever you are planning on applying for a certificate of deposit. Take a look at emoneycentral.com. They have a list of banks that offers great CD rates. It will save our time in doing some research on which bank that offers the best rate.
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